The Federal Reserve has signaled that lower interest rates could be coming in the future, this has some Americans wondering if they should make changes to where their savings accounts are stored. None of this news should cause anyone to make radical changes to where their life savings are being held, but if you have all or a significant amount…
Many of us know that retirement planning is important, and the basic concept of it seems pretty simple. When it comes down to getting serious about it, retirement planning can become overwhelming. Most Americans between the ages of 40 and 60 have less than $100,000 set aside for their golden years as reported by a TD Ameritrade Survey. With the…
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Recently a couple of different studies conducted in both the medical and financial fields have discovered a link between physical health and financial health. The studies have found that people that give attention to their physical health seem to have a healthier financial portfolio and that these two have profound impacts to the future health of each. How Health and…
Back in the mid-90’s the rule of thumb for retirement planning was the Four Percent Rule. This rule was authored in 1994 by a financial advisor, basically stating that retirees should plan to withdraw about four percent from their retirement funds per year to live on with an inflation adjustment each year. This was projected to create a livable retirement…
Washington became the first state to set up a public Long-Term Care (LTC) Insurance program to help offset the costs for all its residents.