Financial Planning
We will work with you to review and analyze the hard data.
Retirement Planning
We are here to assist you and your employees save for the future.
Succession Planning
We will assist you in establishing your legacy.
Small Business Financial Planning
At Clarity Capital we know small businesses. We are small business owners ourselves and have worked with dozens of small business owners over the years to manage their finances. We have assisted with the creation of small businesses. We understand the stress and risks for small business owners and how things like financial planning, retirement planning, and succession planning can be placed on the back burner when having to put out fires all day. Because of this, many business owners never get around to accomplishing these tasks or, if they do, keeping their plan up to date. If no planning has been done for many years, most people don’t even know where to begin. Don’t worry, its not too late, get started now and work with Clarity to help you get this planning completed. We are experienced with small business planning and will help you put a plan in place. We will work with your existing professionals and will utilize what you have already put in place. No reason to duplicate what’s already been done. It may even be a simple plan and not nearly as costly as you might think. Get the best value for your biggest asset “your business”.
The Small Business
We are a small business and understand the importance of proper planning as a small business for retirement as well as insurance planning. We work closely with businesses on their group retirement plans, i.e. 401K, SEP IRA’s, etc., and with business owners individually to prepare them for their exit strategies. Matt started his career working with small businesses on their succession plans, and that is still an active part of his business today.
We meet with dozens of small businesses to review their company retirement plans each year and it amazes us how underserved this part of retirement planning is and how their plans often don’t align with the company’s goals and needs. Please talk to us for a second opinion or start-up plan and information.
Fiduciary Focus
As an employer, you share the responsibility for guiding your employees toward making decisions that will afford them greater financial freedom in retirement. But here’s the quandary: Just as your workers look to you for financial guidance and advice, you must seek out an expert to help you navigate plan regulation and administration.
Do the following issues look familiar to your retirement plan committee?
- New regulations that add to the complexity of administration
- Fiduciary pressures to provide prudent investment options
- Timely (and potentially complex) fee disclosures to your participants
- Outside advisors whose allegiances are split between plan providers and investment managers
- Watershed regulations that require greater transparency about disclosing relationships between plan sponsors and their advisors
- Employees who feel they cannot afford to save, but are being courted by your competitors through their benefits programs
- Concerns over your employees’ retirement readiness
Your need for competent, independent retirement plan guidance—from an advisor you can trust—has never been greater. That’s why your plan should work with an independent retirement plan representative supported by San Blas Securities, LLC.